Mortgage Purchase Rates

Loan Type	Rates	APR	Points
Rates effective as of 8:00 AM May 25, 2022
30 year fixed	4.750%	4.936%	1.150
30 year fixed	4.875%	5.019%	0.600
20 Year Fixed	4.500%	4.734%	0.950
20 Year Fixed	4.625%	4.790%	0.350
15 year fixed	4.000%	4.310%	1.150
15 year fixed	4.125%	4.370%	0.750
10 Year Fixed	3.750%	4.184%	1.100
10 Year Fixed	3.875%	4.216%	0.650

Rates/Fees are subject to change per Investor Adjustments

PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING. FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916) 444-6070 EXT. 3071.

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $548,250) are calculated based on a loan amount of $150,000 with closing costs of $3,000. Your actual APR may be different depending upon these factors.

Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.