Loan Type Rates APR Points
Rates effective as of 8:00 AM May 25, 2022
30 year fixed 4.875% 5.041% 0.850
5.000% 5.123% 0.400
5.125% 5.214% 0.000
20 Year Fixed 4.500% 4.763% 1.200
4.625% 4.820% 0.600
4.750% 4.887% 0.050
15 year fixed 4.125% 4.380% 0.950
4.250% 4.425% 0.550
4.375% 4.525% 0.150
10 Year Fixed 3.750% 4.236% 1.350
3.875% 4.268% 0.900
4.000% 4.310% 0.500

Rates/Fees are subject to change per Investor Adjustments

PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING.  FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916) 444-6070 EXT. 3071.

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $548,250) are calculated based on a loan amount of $150,000 with closing costs of $3,000. Your actual APR may be different depending upon these factors.

Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.