What does Sacramento Credit Union do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What we collect and share
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How we collect and share
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Sacramento Credit Union chooses to share; and whether you can limit this sharing.
When we can share your personal information
| Reasons we can share your information |
Does Sacramento Credit Union Share? |
Can you limit this Sharing |
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
| For our marketing purposes— to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
Yes |
Yes |
| For our affiliates’ everyday business purposes— information about your transactions and experiences |
Yes |
No |
| For our affiliates’ everyday business purposes— information about your creditworthiness |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
Questions?
Who we are
Who is providing this notice? Sacramento Credit Union
What we do
How does Sacramento Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Sacramento Credit Union collect my personal information?
We collect your personal information, for example, when you
- Open an account or apply for a loan
- Provide account information and give us you contact information
- Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Sacramento Credit Union does not have affiliates at this time.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Sacramento Credit Union does not share with our nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include financial service providers, such as insurance companies.
Other important information
Sacramento Credit Union shares your personal information for joint marketing with other financial companies, such as CUNA Mutual Group. Under the California Financial Information Privacy Act you have a right to opt-out of Sacramento Credit Union sharing your information with our joint marketing partners. To exercise your choice call (888) 722-8601 or click below.