Our Auto Loan rates put you on the road to savings
At SCU, we help our members save money and get on the road quicker. This means fast application, approval and funding times and more gas in your tank.
Rates effective as of November 21, 2024.
| Term |
APR1 as low as |
| New auto2 purchase or refinance |
| 48 months |
1.99% |
| 60 months |
2.49% |
| 72 months |
2.89% |
| 84 months |
3.29% |
| Used auto3 purchase or refinance |
| 48 months |
1.99% |
| 60 months |
2.59% |
| 72 months |
2.99% |
| 84 months |
3.39% |
| Used auto 2012 and older |
| 48 months |
6.99% |
1APR=Annual Percentage Rate. The lowest rate is displayed. Credit worthiness determines APR and maximum loan-to-value allowed. Representative Example: A $15,000 loan at 2.19% APR would require 60 payments of $264.17.
2A new auto is the current and previous year models (2020 and newer) with less than 7,500 miles.
3There are term restrictions on used autos based both on the year model and mileage.
The Maximum Amount Financed -
- New autos- Up to 130% using the lesser of the purchase price or Manufacturers Suggested Retail Price (minus rebates) including tax, license and dealer add-ons.
- Used autos
- 2013 and newer - Up to 130% using the lesser of the purchase price or Kelley Blue Book retail value including tax, license and dealer add-ons.
- 2012 and older vehicles - Up to 100% using the lesser of the purchase price (before used tax) or Retail Kelley Blue Book value with no cash out.
- Auto Refinance with cash out - Loan amounts up to 100% of Kelley Blue Book retail value.