Stronger savings from our Certificates
As a not-for-profit institution, Sacramento Credit Union (SCU) supports our members' savings goals by providing solid rates on Certificates. We'll help you strengthen your foundation.
Rates effective as of November 21, 2024.
| Minimum Balance |
Dividend Rate |
APY* |
| 3-Month (IRA not Eligible) |
| $1,000 |
0.15% |
0.15% |
| $20,000 |
0.15% |
0.15% |
| $50,000 |
0.20% |
0.20% |
| $100,000 |
0.25% |
0.25% |
| 6-Month |
| $1,000 |
0.30% |
0.30% |
| $20,000 |
0.30% |
0.30% |
| $50,000 |
0.35% |
0.35% |
| $100,000 |
0.35% |
0.35% |
| 12-Month |
| $1,000 |
0.45% |
0.45% |
| $20,000 |
0.45% |
0.45% |
| $50,000 |
0.55% |
0.55% |
| $100,000 |
0.55% |
0.55% |
| 18-Month |
| $1,000 |
0.45% |
0.45% |
| $20,000 |
0.45% |
0.45% |
| $50,000 |
0.55% |
0.55% |
| $100,000 |
0.60% |
0.60% |
| 24-Month |
| $1,000 |
0.55% |
0.55% |
| $20,000 |
0.60% |
0.60% |
| $50,000 |
0.70% |
0.70% |
| $100,000 |
0.70% |
0.70% |
| 30-Month |
| $1,000 |
0.60% |
0.60% |
| $20,000 |
0.60% |
0.60% |
| $50,000 |
0.70% |
0.70% |
| $100,000 |
0.75% |
0.75% |
| 36-Month |
| $1,000 |
0.65% |
0.65% |
| $20,000 |
0.70% |
0.70% |
| $50,000 |
0.80% |
0.80% |
| 100,000 |
0.80% |
0.80% |
| 48-Month |
| $1,000 |
0.80% |
0.80% |
| $20,000 |
0.80% |
0.80% |
| $50,000 |
0.90% |
0.90% |
| $100,000 |
0.90% |
0.90% |
| 60-Month |
| $1,000 |
1.00% |
1.00% |
| $20,000 |
1.00% |
1.00% |
| $50,000 |
1.05% |
1.06% |
| $100,000 |
1.10% |
1.11% |
*APY=Annual Percentage Yield
$500 minimum for IRA Certificates
Rates and terms are subject to change
A penalty may be imposed for withdrawals before maturity