Home Refinances

Refinancing can save you hundreds of dollars a month and potentially thousands of dollars over the life of a standard 30-year home loan. That's why we provide access to various mortgages that fit every budget and lifestyle.

Click here to check rates

Fixed-Rate Mortgages
Budget with certainty with a rate that never changes over the life of your mortgage. The 30-year fixed option is our most popular mortgage, but we also offer other terms that allow you to pay your home off sooner.

Adjustable-Rate Mortgages
Take advantage of a lower interest rate that's fixed for a set period of time before resetting annually. There are also annual and term cap limits that keep your rate from skyrocketing.

FHA and VA Financing
FHA and VA-insured mortgages offer buyers many benefits, including competitive interest rates, lower down payments, flexible debt and credit requirements and more.

Home Affordable Refinance Program
If you owe more than the value of your home, and your mortgage is owned or guaranteed by Fannie Mae, you may be eligible to refinance your mortgage with the Home Affordable Refinance Program (HARP). HARP requirements were recently expanded to help even more borrowers. Click here to see if you're eligible, and then contact us. 

Not sure if you're ready to refinance, but still want more information? Complete our short online form and a real estate loan consultant will contact you within one day. You can also call Deri Ross at (916) 802-7989.